Free NHS talking therapies you can refer yourself to, private options, and what to do in a crisis.
This is general guidance for England. It is not about any one provider, and it is not medical, legal or financial advice. Every statement below comes from the official pages listed under “Official guidance”, checked on 4 October 2026.
Paying for mental health care
- NHS
- Free. You can refer yourself to NHS talking therapies without seeing a GP; other NHS mental health services usually need a referral.
- Private
- Self-pay or private medical insurance. Ask about the cost of assessment, each session and any medication.
In a crisis, call 111 and choose the mental health option, or 999 if a life is at risk.
Getting help with your mental health
- You can refer yourself
- For many problems, such as anxiety and depression, you can refer yourself to NHS talking therapies without speaking to a GP.
- Who can use it
- You need to be registered with a GP and aged 18 or over (16 or over in some areas). It is free on the NHS.
Official guidance
Rules and charges change, usually each April. Check the official pages before you rely on a figure.
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